Life insurance brings specific coverages that help people in life.
After skin cancer, breast cancer is the most common. There are 60 cases per 100,000, according to the National Cancer Institute, and most women are diagnosed at an early stage. But, even when starting treatment as soon as the disease is discovered, only 30% of patients do not develop metastasis – when cancer cells spread throughout the body -, according to a survey conducted by the pharmaceutical company Pfizer.
In the fight against cancer, such as breast cancer, life insurance can play an essential role. Currently, there are individual insurances that offer policies specifically aimed at serious illnesses, in which the insured receives the benefit while still alive and can use the money in any way he wishes.
It is important to remember that the diagnosis of a serious illness can impact the financial life of the insured and their family members – especially considering that many women are responsible for supporting the home.
Studies show that cancer tends to increase from now on. The Ministry of Health estimates that about 600 thousand new cases of the disease will be registered later this year. Per year, 87 thousand of the total deaths (225 thousand) caused by the disease are of economically active people (between 15 and 65 years old), points out the movement All Together Against Cancer.
For example, cancer is the main reason for claiming benefits. From January 2014 to June this year, more than 1,300 claims related to the disease were recorded, which represents 36.7% of the total. Second, infarction appears in 4.9% of cases, followed by an accident at work, with 4.6% of cases.
“Women are increasingly looking for life insurance options and the insurance market has been following this trend, establishing important benefits for this public”, explains Alessandra Bussab.
According to her, life insurance is related to the protection of women and their families. “Any adversity that happens in this path of building wealth can cause the person to consume the money he saved”, he says.