This type of insurance contract is an economical and quick option for those who want to protect themselves, but do not have much time

Those who understand the importance of being protected in case of unforeseen circumstances do not hesitate when looking for alternatives for this. And life insurance with online contracting offers the facility needed to enjoy life without worrying about eventualities.

This type of contract is a quick option for those who want to protect themselves, but do not have much time to go from insurer to insurer to make quotes, and are already in the habit of shopping over the internet.

If you also see an advantage in taking out life insurance online, check out the main myths on this subject.

Myth 1: purchasing insurance online is unreliable

This myth is directly linked to the scams we see on the internet today. The purchase tip is the same for any other product: be wary of very low prices and inaccurate information and choose companies with a name in the market and years of experience.

Few insurers and brokers have online contracts. Before companies in the insurance industry make this service available on the Internet, a whole study of information development and security is done. So, it is possible to make the quotation on the computer screen safely.

Myth 2: the broker must be in the same city of residence

Insurer support can be offered at any time and day. Today there are different types of service and sales channels that facilitate people’s daily lives, such as telephone, online chat, e-mail, Whatsapp, among others.

In any of these channels, life insurance specialists will be available to assist you and answer any questions about the life insurance coverage of your interest.

Myth 3: support in the physical space is better

The capital value is chosen by the insured person. Of course, there are some limitations to this, such as monthly income, age, type of coverage contracted, sex, profession, and health status.

What the insurer does is assess the risk. The higher the risk, the higher the monthly fee and this also influences the capital value.

Did you understand a little more about online life insurance? Many people pass on unsubstantiated information and end up spreading false news. So that you don’t fall into myths like these, our tip is to always seek clarification on the subject.

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